Goldco vs American Hartford Gold

Goldco vs American Hartford Gold

Disclaimer: Some or all of the companies reported here may provide compensation to us, at no cost to our readers. This is how we keep our reporting free for readers. Compensation and detailed analysis are what determines how companies appear below.

In the dynamic world of precious metals investment, choosing the right partner can make all the difference.

With so many companies vying for your attention, how do you decide which one to trust with your hard-earned money?

Enter the heavyweight showdown between Goldco and American Hartford Gold. Both are titans in the gold investment arena, each promising unparalleled expertise, security, and growth potential.

But which one truly stands out?

Whether you’re a seasoned investor or just starting your journey into the glittering world of gold, this comprehensive comparison will arm you with the insights needed to make an informed decision.

Dive in to discover which company deserves your confidence and investment.

Before we get started, investing your savings is a serious task. When it comes to adding precious metals to your portfolio, how do you know which companies to trust?

That is why we have researched every company in the industry and selected the very few with the highest customer service standards.

This way you can easily compare the best companies in the business, and choose one that fits your needs and investment goals.

Read the list to see if Goldco or American Hartford Gold passed our strict customer service standards to become one of our top recommendations.

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Overview of Goldco

Goldco is a privately held company in the Los Angeles area. With over a decade of experience, Goldco is dedicated to helping customer protect their retirement savings. 

With a Golco specialist, you can seamlessly diversify your retirement assets into a precious metals IRA or buy gold and silver directly.

Goldco - Logo

Goldco has a long-standing reputation for providing excellent customer service, setting high ethical standards, and providing extensive precious metals education and resources. 

What makes Goldco unique is that it is the only precious metals company recommended by major leaders, such as Chuck Norris and Ben Stein. 

Goldco has an A+ rating from the Better Business Bureau and AAA rating from Business Consumer Alliance. Due to Goldco's positive reputation, the company has managed thousands of satisfied customers and several reviews online. 

Overview of American Hartford Gold

Based in Los Angeles, American Hartford Gold is committed to helping individuals and families invest in precious metals. They help with investing in gold and silver bars and coins. 

The company offers physical delivery to your door or inside of a retirement account, such as an IRA, 401k, or TSP. American Hartford Gold believes in helping clients achieve a greater sense of financial security by safeguarding their portfolio with precious metals. 

American Hartford Gold - Logo

When working with American Hartford Gold, you can expect to take advantage of the highest quality gold and silver coins offered at competitive prices.

American Hartford Gold Review - Homepage

American Hartford Gold has achieved an A+ rating with the Better Business Bureau and has a 5-star customer satisfaction rating on several trusted review platforms like Trustpilot and Google. The company has been recommended by big names like Bill O'Reilly and Lou Dobbs. 

According to American Hartford Gold, their goal is to educate clients about investments in the precious metals industry. They also strive to provide their clients with unparalleled customer support. 

American Hartford Gold offers clients unique benefits like their Buyback Commitment to ensure investors are always able to make a profit. They also offer executive leadership dedicated to providing reliable services and expert knowledge.

Precious Metals

Goldco and American Hartford Gold both offer the standard precious metals that you would expect for a gold IRA. Here's a quick overview of what type of precious metals you will find in each company's inventory:

Goldco Precious Metals

Goldco enables you to buy gold and silver coins. You'll find standard coins eligible for an IRA like the Gold and Silver American Eagle, Gold, and Silver American Eagle Proof, Silver American Bald Eagle, Silver Australian Spotted Eagle Ray, and more.

American Hartford Gold Precious Metals

American Hartford Gold enables individuals to buy gold and silver coins for direct delivery in gold IRA. You'll find several products in the catalog like Saint Helena Sovereign Gold, Australian Wildlife Gold, Australian Wildlife Silver, Saint Helena Sovereign Silver, and more.

Both Goldco and American Hartford Gold offer a great selection of precious metals. Both companies include several IRA-approved coins as well as other rare coins. 

Precious Metals IRA Overview

Goldco and American Hartford Gold offer precious metals IRA to help investors diversify their retirement portfolio and safeguard their assets. Here is an overview of Goldco and American Hartford Gold's precious metals IRA:

Goldco

Goldco states that its goal is to make it easy for investors to benefit from owning physical gold or silver. To open a gold or silver IRA with Goldco, the first step is to sign an agreement to secure your purchase and ensure that you understand Goldco's terms of doing business. You'll also have a company representative to walk you through the process.

Next, you'll need to fund your self-directed IRA by rolling over assets from an existing retirement account. Lastly, you'll have the option to purchase your precious metals.

Rollover Options 

Goldco offers several rollover opportunities. In general, most traditional IRA and retirement savings accounts will qualify for rollover into a precious metals IRA. 

According to Goldco, they offer rollover opportunities for:

  • Traditional IRA
  • Roth IRA
  • SIMPLE IRA
  • SEP IRA
  • 401(k)
  • 403(b)
  • Roth 401(k)
  • Roth 457(b)

American Hartford Gold

Investors can diversify and protect their wealth with a gold IRA through American Hartford Gold. With this company, you can seamlessly establish your gold IRA in just three steps.

First, you'll need to talk to an American Hartford Gold Specialist. You can give them a call at 800-462-0071. The representative will assist you in filling out the required paperwork. 

Second, you'll need to fund your account. In as little as 3 days, your newly opened IRA will have funds transferred from your existing IRA. 

Lastly, it's time to purchase your gold and silver. Choose from American Hartford Gold's extensive category of IRA-eligible precious metals, which will be securely stored at one of their various IRA-approved vaults, including the DDSC in Delaware and Brinks depository. 

Rollover Options

American Hartford Gold lists several accounts eligible for a gold IRA, including:

  • Traditional IRA
  • Roth IRA
  • Thrift Savings Plan
  • 401(k)
  • 403(b)
  • 457

Fees

As with any precious metals IRA, it's important to think about fees. Let's take a closer look at the fees associated with Goldco and American Hartford Gold:

Goldco

Goldco doesn’t charge fees for IRAs, the custodians charge the fees.

Goldco's Gold IRA Fees

The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred Custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50 as well as a $30 wire fee.

Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.

Fees for gold storage and custodianship can vary depending on the company you select to handle these services (required by the IRS, as all IRA assets must be managed by a custodian).

Depending on the Custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.

For more details on fees, be sure to contact a representative.

American Hartford Gold

Unfortunately, American Hartford Gold doesn't publish any fees associated with opening a gold IRA or making precious metals purchases. According to the website, fees will vary, depending on the account status and the value of the precious metals in holding. With that said, the larger your investment is, the more likely it is that your annual storage fee will be waived.

According to its website, there is a variable fee structure but there are no shipping fees. However, there is no information regarding account setup fees, annual account storage, or annual custodial fees.

Additionally, American Hartford Gold doesn't specify whether there is a minimum investment requirement on its website. For more information, you will need to contact a representative.

Advantages and Disadvantages of Goldco and American Hartford Gold

Goldco and American Hartford Gold are both great options to consider for your investment needs. Let's take a look at a few advantages and disadvantages of working with these two financial companies:

Our Rating

Goldco Advantages & Disadvantages

  • Advantage: Free Silver Promotion

Goldco is currently running a promotion where customers can also get up to 5% back in FREE Silver when they invest $50,000 - $99,999.

As well as get up to 10% in FREE Silver when they invest $100,000 or more.

  • Advantage: High Buyback Offer Prices

Another advantage of Goldco is that the company is known to have high buyback offer prices. This means that investors won't just have the opportunity to buy a range of quality precious metals, but they can also expect to maximize their earnings when selling to Goldco.

  • Advantage: Trusted Company

Overall, Goldco is one of the most trusted companies available to investors. Goldco has been an accredited business with the Better Business Bureau. The company has also received several positive ratings across multiple trusted platforms.

Finding a precious metals company that provides excellent products and an even better customer experience can be challenging. Luckily, Goldco has built quite a positive reputation, making this company one of the best contenders when it comes to buying precious metals and opening a precious metals IRA.

  • Advantage: Expert Help

Goldco states that investors will have access to an expert precious metals specialist at every step of the way. Whether you're interested in buying precious metals for direct delivery or you would like to open a gold IRA, someone from the Goldco team will assist.

  • Disadvantage: Minimum Investment Requirement for IRA is $25,000

This makes it more challenging for investors new to the precious metals industry and those learning how to navigate a self-directed IRA. Unfortunately, the fact that many other precious metals IRA specialists offer lower minimum investment thresholds makes Goldco lose a bit of its competitive edge.

One disadvantage of Goldco is that the minimum investment requirement for an IRA is $25,000. Compared to some other precious metal IRA specialists, this investment threshold may feel too high.

  • Disadvantage: No Option for Platinum or Palladium listed on the website

Another disadvantage that's worth noting is the fact that, while Goldco does offer platinum and palladium products, they are not listed on the website.

Goldco specifically features gold and silver for direct delivery and in a gold IRA, but you can speak with precious metals specialist to learn more about their platinum and palladium products.

Although Goldco has an extensive inventory of gold and silver, this limits investors who want to explore other valuable precious metals to diversify their portfolio.

Our Rating

American Hartford Gold Advantages & Disadvantages

  • Advantage: Excellent Ratings

American Hartford Gold is known as one of the best precious metal dealers and IRA specialists. The company received an A+ rating with the BBB and is known for its 5-star reviews for outstanding service.

This makes American Hartford Gold a company to add to the top of your list. Whether you're interested in precious metal purchasing or you want to open a gold IRA, you can expect to receive an exceptional experience with American Hartford Gold.

  • Advantage: Excellent Coin Selection

American Hartford Gold has one of the best coin selections for gold and silver. You can expect to find many IRA-approved coins, but you'll also find several other coin types. American Hartford Gold is one of the best places for precious metal collectors to shop for their products.

  • Advantage: Several Promotions

Another positive aspect of American Hartford Gold is that the company tends to hold promotions on its website. Two common promotions you may find are fee waivers and a free safe.

IRA fees are relatively pricey and it certainly costs to protect your metals, whether you choose direct delivery or a gold IRA. It's a huge plus that American Hartford Gold considers the needs of its clients by finding ways to discount products and services. This also highlights American Hartford Gold's commitment to an exceptional customer experience.

  • Disadvantage: No Transparent Pricing

Unfortunately, there is limited information regarding American Hartford Gold's fees. While many companies provide investors with the information they need to make an informed decision, it is difficult to know what you can expect to pay.

American Hartford Gold mainly states that fees will vary, but this still doesn't provide enough details to have a clear understanding of what fees (and how much) will be included in your gold IRA.

  • Disadvantage: No Option for Platinum or Palladium

Just like Goldco, American Hartford Gold does not offer platinum or palladium. The company does have a diverse selection of products. However, American Hartford Gold won't be of much value if your goal was to invest in platinum or palladium.

Goldco vs American Hartford Gold: Final Thoughts

Goldco and American Hartford Gold are two top choices when it comes to buying and selling precious metals and opening a precious metals IRA, although we do think Goldco is the best choice.

Based in the Los Angeles area, Goldco has become a trailblazer in the precious metals industry. Several trusted names have raved about the products and services offered by Goldco. Additionally, many customers have noted the positive customer experience they had while working with Goldco.

Although Goldco doesn't offer platinum or palladium listed on its website, you'll certainly find a host of gold and silver in its catalog. Buying and selling precious metals are simple with Goldco and they offer a seamless process when it comes to opening a gold IRA.

Also based in the Los Angeles area, American Hartford Gold is a trusted source of precious metals. The company has received several accolades and has ultimately built a positive reputation for quality products and services and a great customer service experience.

Like Goldco, American Hartford Gold does not offer platinum or palladium, but no worries. This company has an extremely diverse catalog of gold and silver. Whether you're an investor or collector, you're sure to find what you're looking for in their inventory.

When it comes down to Goldco vs. American Hartford Gold, both are excellent options to consider.

Ultimately, we think Goldco is the best choice for investors looking to protect their savings with a precious metals IRA. Goldco has far more 5-star reviews than any other company with over 1,500 on Google alone.

At Digital Financing Task Force we have had hundreds of readers that have done business with Goldco and the feedback we have gotten has been overwhelmingly positive.

You can't go wrong by choosing Goldco.

Remember to read out list of the Top Gold Companies.

>> Click HERE to read our Best Precious Metals IRA Companies list <<

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