Image of Goldco vs Oxford Gold Group

Goldco vs Oxford Gold Group

Disclaimer: Some or all of the companies reported here may provide compensation to us, at no cost to our readers. This is how we keep our reporting free for readers. Compensation and detailed analysis are what determines how companies appear below.

Diversifying your investment portfolio with precious metals not only secures your financial future but also offers a significant avenue for wealth generation.

Gold, in particular, stands out for its ability to appreciate in value and provide stability, contrasting sharply with stocks and other investments that are vulnerable to inflationary pressures.

Unlike most investments that are tied to the fluctuations of the US dollar, gold and other precious metals maintain their intrinsic value independently. As you consider investing in these assets, identifying a reliable seller becomes a crucial step in the process.

In this regard, comparing Goldco and Oxford Gold Group can help you determine which of these prominent precious metals companies aligns best with your investment goals.

Before we get started, investing your savings is a serious task. When it comes to adding precious metals to your portfolio, how do you know which companies to trust?

That is why we have researched every company in the industry and selected the very few with the highest customer service standards.

This way you can easily compare the best companies in the business, and choose one that fits your needs and investment goals.


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Their Company Histories and Ratings


Goldco started over a decade ago in Los Angeles, California. The company offers precious metals online and over the phone. In addition, the precious metals seller offers direct metals sales and gold IRA options. The organization received Better Business Bureau accreditation in 2011 with an A+ rating.

Many Goldco customer reviews provide a 5-star rating for the company on the BBB, and unlike Oxford Gold Group, Goldco has Consumer Affairs accreditation. 

In addition, they have 4.9 to 5-star ratings on Consumer Affairs, Google, Trustlink, and Trustpilot. Celebrities such as Sean Hannity and Chuck Norris also recommend the gold provider.

Goldoco BBB

Oxford Gold Group BBB

Oxford Gold Group

Oxford Gold Group established itself in 2018 in Beverly Hills. They offer various gold and precious metals products, including gold IRAs.

The company received accreditation from the Better Business Bureau in 2018 with an A+ rating. Their BBB customer rating is 4.93 stars, and there have been 17 complaints against Oxford in the last three years, with 15 of these complaints in the previous year.

The Oxford Gold Group reviews are decent, but they are not nearly as good as those from Goldco.

Precious Metals IRAs

Both Goldco and Oxford Gold Group offer precious metals IRAs. You have many choices with these companies. For example, they provide separate gold or silver IRAs, or you can set up an IRA with other precious metals like platinum.

Starting an IRA with precious metals requires hiring an IRS-approved custodian to manage transfers from an existing IRA. Even if you buy gold with funds outside of an existing IRA, you must use a custodian. The custodian completes all documents to start the self-directed precious metals IRA and arranges your precious metals purchase.

Precious Metals IRAs

Once your documents are ready and the custodian opens the self-directed IRA, you notify the gold company of your choice. Next, you select the gold, silver, or other precious metals you want and inform your custodian.

Then, the custodian arranges the wire transfer to pay the gold company and completes the documentation for using precious metals in the IRA instead of cash.

After completing the transaction, the gold company of your choice sends the precious metals to your preferred depository for storage. However, the IRS doesn’t allow you to store any IRA-related precious metals outside the depository unless you liquidate the account.

You should plan your IRA carefully since you have a 60-day deadline for completing the transfer. If you are pulling funds from an existing IRA, the custodian must coordinate the transfer from the IRA to the gold or silver IRA and complete the purchase before the deadline.

Tax Penalties

If you don’t, you will face tax penalties according to current IRS guidelines and incur a significant financial loss. When choosing between the two companies, consider Goldco ranks number 45 on Inc. Magazine’s Pacific Region list for fastest-growing companies. 

As a larger organization, Goldco has more customer service representatives to serve customers without long waits, and they may have a better selection of precious metals on hand.

There are also many celebrities recommending Goldco over other gold providers.

Oxford Gold Group, however, is a more modest organization. So you may wait longer for an answer and face shipment delays if their supplies run short. 

Managing Your IRA

Both companies sell precious metals so that you can add more to your IRA annually. The IRS allows you to contribute up to $6,000 if you are under 60 and add as much as $7,000 if you are almost 60.

You can decide with your custodian whenever you want to increase the value of the IRA. A custodian can also explain all fees for their services and how depository costs change as you add more metals.

You can start getting distributions from your precious metals IRA once you turn 65. Your custodian can help you set up these payments according to IRS guidelines for retirement plans.

Many investors take added steps to protect these IRAs for the future. For example, if you die before you retire, the probate court needs to know who gets these accounts. Your custodian and an attorney can help you set up an estate plan.

There are many options for your heirs and ensuring the funds go to them. A trust is among these options and could separate the precious metals IRA from your estate and secures your investment for your family.

Precious Metals Products

Goldco’s inventory includes gold and silver. Their gold selections include American Eagle, American Eagle proofs, Wright Flyer, Australian Striped Marlin, Washington Monument, Independence Hall, Australian Sea Turtle, Valor, Canadian Maple Leaf, Buffalo, Freedom and Hope, and Lucky Dragon.

The silver selections include American Eagles, American Eagle proofs, Australian Striped Marlin, Spotted Eagle Ray, Australian Sea Turtle, Great Barrier Reef, The Grand Canyon, Wright Flyer, First Moon Landing, and Lincoln Memorials. They also offer silver and gold bars.

Oxford Gold Group offers gold, silver, and platinum. Their gold selections include Canadian Polar Bear, Canadian Arctic Fox, Guinea Rose Crown, British Royal, American Eagles, Bottlenose Dolphin, Buffalo, and American Eagle proofs.

Their silver includes Kennedy Half Dollar, Canadian Arctic Fox, Canadian Polar Bear, and Cub, Guinea Rose Crown, Canadian Grizzly Bear, North American Bald Eagle, Franklin Half Dollars, and American Eagle proof.

Platinum choices include Bottlenose Dolphin, American Eagles, Austrian Philharmonic, and Canadian Maple Leaf.

When examining their inventories, Goldco offers more selections than Oxford Gold Group for investors hoping to create an IRA and secure their future financial freedom.

For example, Oxford Gold Group has bullion and coins, but most of their product inventory seems to cater more toward collectors than someone who wants to build wealth through precious metals.

Buying Precious Metals

The process for buying precious metals through each company seems straightforward. With Goldco, you call them to purchase precious metals and set up an account. If you buy precious metals directly, tell the representative what you wish to buy and request a quote.

They provide a quote and set up the purchase after you accept it. The quote reflects the current gold or silver prices according to the market.

With Oxford Gold Group, you select a product and click the “Get Pricing Quote” button to have the quote emailed. Then, you must purchase the precious metals through a customer service representative. You may experience a significantly longer wait time for a response according to the volume of quote requests they receive.

You must complete a wire transfer for both companies to complete your purchase, as they have limited payment options. They explain any minimum purchase requirements and deadlines for finalizing your purchase.

All shipments arrive at the address you provide to the customer service representative. Since the metals aren’t part of an IRA, you can choose how to store them, and the providers can send them to your home.

All shipments arrive in discreet packaging to prevent anyone from knowing what is inside the box. Both companies provide insurance for the packages and file an insurance claim if the package is lost or stolen during transport. In addition, they use tracking services to monitor the package from departure to arrival.

If you send your precious metals to a depository, you need a custodian to manage your metals and coordinate efforts with the storage provider. You’ll receive documentation that shows you own the precious metals and decide how they are used.

Monitoring the Value of Your Metals

Goldco and Oxford Gold Group offer updated charts showing the current price of all metals. You can review these charts to monitor the current market value according to what precious metals you own. If you decide to sell your metals, these charts could help you make an informed decision.

Selling Your Precious Metals

You must request a kit through Goldco and Oxford Gold Group to sell precious metals you didn’t purchase through either company. The kit includes packaging to ship your metals discreetly to the companies.

After they receive the kit, a customer service representative contacts you with a quote. You decide to accept or refuse the offer; they ship your metals back to you if you refuse.

If you purchased the metals through either company, they could review your account to see what you’ve purchased previously. Then, you’d tell a customer service representative what you want to include in the buyback.

Finally, after a review of your order history, they provide a quote according to the current market prices.

Icon - Purchasing Gold With a 401(k)

After the metals arrive at their location, the gold company reviews their condition and completes an inspection. If they are pristine, your payment arrives within 24 hours of the shipment’s arrival. However, if there is a problem, they contact you to update your offer.

The current market prices are available online to help you determine if you receive a fair offer. Most precious metals companies don’t offer the total gold price to ensure they get a profit when reselling these products.

All precious metals prices are updated daily, and you should keep up with them to avoid unexpected changes that affect your sales.

After reviewing Goldco and Oxford Gold Group, Goldco is the best investor choice. The company has higher ratings on Consumer Affairs, the Better Business Bureau, Google, Trustlink, and Trustpilot.


The business and its products are recommended most often by celebrities, including Sean Hannity and Chuck Norris. They offer more IRS-approved precious metals than Oxford Gold Group, and Oxford Gold Group’s products cater more toward collectors.

If you buy metals from them, you have a shorter waiting time since you speak to a representative directly instead of waiting for a quote via email.

In addition, since Goldco is a larger organization, they handle higher volume purchases and sales, which reduces complications and delays when selling your precious metals.

Overall, Goldco provides the most benefits for investors.

Remember to read our list of the Top Gold Companies.

>> Click HERE to read our Best Precious Metals IRA Companies list <<


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