Have you ever thought about what you want your retirement to be like? What kind of lifestyle do you want to lead, and how much money will you need to make that a reality? Planning for retirement is essential to ensure that your golden years are comfortable and enjoyable.
Creating a retirement plan requires forethought and an understanding of the financial requirements associated with retirement. Understanding the types of investments that will help you reach your goals is also essential. Remember you will only be in an active workforce for a while and the longer you wait to start planning, the more difficult it will be to achieve your retirement goals.
What will become of you when you retire? Can you still maintain the same lifestyle you are used to now? Will you need to downsize your budget?
Will you have enough money to cover all of your expenses and also be able to enjoy yourself? The financial decisions you make now will affect the quality of life you can enjoy in retirement.
Investing in precious metals is one of the best investment options for retirement. Precious metals like gold, silver, and platinum can be a great addition to your portfolio because they tend to hold their value over time even when other investments may lose theirs.
Unlike traditional 401(k) or IRA, investing in gold and silver can provide tangible assets you can hold onto or liquidate if needed.
Many companies offer IRA services that allow you to invest in precious metals. These companies will help you set up a retirement account and invest in gold, silver, and other precious metals.
US Money Reserve is a company that specializes in offering gold and silver IRA services.
How legitimate is US Money Reserve? Why would customers consider US Money Reserve?
Before we get started, investing your savings is a serious task. When it comes to adding precious metals to your portfolio, how do you know which companies to trust?
That is why we have researched every company in the industry and selected the very few with the highest customer service standards.
This way you can easily compare the best companies in the business, and choose one that fits your needs and investment goals.
Read the list to see if US Money Reserve passed our strict customer service standards to become one of our top recommendations.
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About US Money Reserve
US Money Reserve is one of the largest distributors of government-issued precious metals in the U.S. They have decades of experience working with clients to help them diversify their portfolios with gold, silver, platinum, and palladium.
They offer a wide selection of government-issued coins and are committed to providing personalized customer service throughout the entire process. They also provide educational resources to help you make informed investment decisions.
US Money Reserve was started in 2001 by Philip N. Diehl and a group of professionals with expertise in the gold industry. Over the years, they have become one of the most trusted names in the gold and silver IRA market.
They have already served over 650,000 clients. The company prides itself on America's Gold Authority® with over $2.3 billion in successful transactions.
Philip N. Diehl is a respected professional in the gold industry. He has served as US Mint Director, appointed by President Bill Clinton, and helped make the U.S. gold coin program a success. This experience gives him unparalleled insight into the gold market, which he now passes on to his clients.
Diehl spearheaded the formation of fiscal and monetary policy that stabilized the U.S. dollar and allowed for the growth of a strong gold industry. Besides, he has received numerous awards for his exemplary service and leadership in the gold industry.
They include the United States Treasury Medal for Outstanding Public Service award, American Numismatic Association Outstanding Government Service award, and the American Society for Public Administration and Government Executive Leadership award, among others.
US Money Reserve’s commitment to providing you with responsible, ethical business practices and experience is why many customers trust them for their retirement planning needs.
They offer personalized service from knowledgeable precious metal experts who are committed to helping you make the best decisions for your financial future.
In addition to their exceptional customer service, US Money Reserve also offers a variety of resources to help you better understand the gold and silver markets. They provide a wealth of information on their website, including charts, historical performance data, analyses from financial experts, market news updates, and more.
US Money Reserve is ideal for customers searching for reliable gold and silver IRA services. With decades of experience in precious metal investments, personalized customer service, and various support resources to help you make informed decisions, US Money Reserve is an excellent choice for those looking to diversify their retirement portfolios.
US Money Reserve Products and Services
Gold IRA Services
US Money Reserve offers gold IRA services to help customers diversify their retirement portfolios. They offer various coins, such as the American Eagle and Canadian Maple Leaf, as well as securely stored precious metal bars. Their knowledgeable customer service team will work with you to determine the best options for your needs.
The company also rolls over investments from traditional IRAs and 401(k)s into gold and silver IRAs. The process is secure, efficient, and hassle-free. They will handle all the paperwork for you and guide the entire process.
Why Invest in Gold IRAs
Gold is an excellent portfolio diversifier, and investing in a gold IRA can help protect your retirement account from market volatility. Gold has historically held its value over time, making it a reliable long-term investment.
US Money Reserve’s gold IRA services make it easy for customers to diversify their portfolios with a reliable, tax-protected investment. With decades of industry experience, personalized customer service, and various support resources, US Money Reserve is an excellent choice for those looking to invest in gold IRAs.
Besides gold, US Money Reserve also offers silver, platinum, and palladium IRA services. These precious metals come in various government-issued coins and securely stored bars, making them an excellent portfolio diversifier.
However, platinum and palladium metals are subject to availability. Ensure you check their current availability before making a purchase.
The company also offers traditional IRA services, such as 401(k) rollovers and Roth IRAs. These accounts allow customers to diversify their investments with various stocks and funds. With their professional guidance and support, you’ll be able to make the best decisions for your retirement portfolio.
How To Buy
You can buy and add precious metals to your IRA through US Money Reserve’s website or by calling their customer service team. Once you have decided on the coins, bars, or funds you want to purchase, you will follow a three-step process to add them to your IRA:
Step 1: Open An Account
Before purchasing any precious metals, you must open a self-directed account with US Money Reserve. The company will assign an Account Executive to help you with paperwork and open the account with a qualified custodian.
Step 2: Fund Your Account
Once you have opened an account, you must fund it before purchasing any precious metal. You can fund the account by transferring funds from a traditional IRA or 401(k), rolling over a retirement plan, and making cash contributions.
Step 3: Secure Your Precious Metals
The security of your investment is a top priority for US Money Reserve. Once you have funded the account, you can purchase pre-approved coins and bars that meet IRS requirements. We'll help you get an IRS-approved depository that will securely hold your precious metals.
US Money Reserve allows you to buy gold online. You can buy gold and other precious metals directly from their website or by speaking to one of their customer service representatives.
US Money Reserve Storage Options
The company works with Equity Trust and A-M Global Logistics as their preferred custodian and depository. Equity Trust is an IRS-approved custodian with more than 35 years of experience in the industry. It's a custodian of over 237,000 accounts with over $39 billion in assets under custody. Investopedia named the company as the best self-directed IRA company of 2022.
A-M Global Logistics is a renowned leader in the storage of precious metals and provides secure storage for precious metals with state-of-the-art safety measures, ensuring that your gold is protected from theft or damage.
It offers 24/7 monitoring with multiple levels of security protocols and physical protections. This ensures your precious investments remain protected and safe from any potential threats.
The downside of the US Money Reserve is that it charges a $250 annual fee, which may be considered too expensive by some investors. However, US Money Reserve’s buyback commitment offset the annual fee. The company has set a minimum purchase of $25000 for rollovers or transfers or $6000 on certain inventory.
Is US Money Reserve a Scam?
US Money Reserve is not a scam. The company has been in business for over 20 years and boasts an A+ Better Business Bureau rating with very few customer complaints. Besides, it has received a AAA rating from the Business Consumer Alliance.
The company offers a buyback commitment within 30 days. Additionally, it's a member of the American Numismatic Association and a PCGS-authorized dealer. The customer satisfaction rating for the company stands at 4.8 out of 5. This is a testament to the company's commitment to providing its customers with quality products and outstanding service.
Our Rating
Pros & Cons of US Money Reserve
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Final Thoughts
US Money Reserve is one of the most reputable and well-known gold dealers in the United States. The company has been in business for over 20 years and is a member of the American Numismatic Association and a PCGS-authorized dealer.
It offers convenient and secure storage options for its customers and a buyback guarantee within 30 days. The company's customer service team is friendly and knowledgeable, making it easy to get help with any questions.
The annual fee of $250 may be too expensive for some, but the buyback commitment and wide range of products make it worth considering.
Remember to read out list of the Top Gold Companies to see if US Money Reserve made the cut.
>> Click HERE to read our Best Precious Metals Investment Companies list <<
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At Digital Financing Task Force, we provide research and analysis for people that want to take control of their financial future and protect the savings that they have.